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Addresses
Licenses
  • NMLS ID# 218858
  • Branch NMLS ID# 2459893
Services Offered
  • Conventional loans
  • FHA loans
  • VA loans
  • USDA loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Mortgage Refinancing
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
Saturday
24h
Sunday
24h

Time Zone

Pacific Time
Disclaimer
Branch NMLS ID# 2459893, Summit Funding, Inc. NMLS ID# 3199, AZ Lic# 0925837, GA Lic# 39456, www.nmlsconsumeraccess.org, equal housing opportunity.
  • Rating
  • About
  • Contact
5.0
Encompass
C
Christy L J
La Vernia, TX
Posted on February 5th, 2024 01:32 PM
Communication and speed
Reply from Cleo Garza
February 12th, 2024 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
3.66
Encompass
A
Aeron Z
San Antonio, TX
Posted on January 31st, 2024 01:40 PM
It was stressful enough for me selling my previous house, Cleo was good enough to be keeping me up to date as to the progress of the home we were acquiring.
Reply from Cleo Garza
February 7th, 2024 01:42 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
4.66
Encompass
P
Peter C H
San Antonio, TX
Posted on January 20th, 2024 03:58 PM
Diligence and effort to get the best product available for our needs. There are a few bumps in every path, Cleo and his team worked hard to make it as smooth as possible.
Reply from Cleo Garza
January 27th, 2024 03:59 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
4.33
Encompass
C
Carolyn E R
Schertz, TX
Posted on January 5th, 2024 12:39 AM
Communication. Kept us informed.
Reply from Cleo Garza
January 12th, 2024 12:41 AM
Thank you for taking the time to leave a review. Please feel free to connect with us for additional feedback on ways we can improve your experience and our services.
5.0
Encompass
B
Benigno D G
San Antonio, TX
Posted on January 4th, 2024 07:06 PM
Summit Funding Help us purchase our Home. Cleo and Kristy bring back the positive spirit on us after having a very bad experience from other the lender. We Highly recommend Summit Funding and Cleo Garza as Loan Officer.
Reply from Cleo Garza
January 11th, 2024 07:08 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
J
Julie A N
San Antonio, TX
Posted on December 6th, 2023 06:12 PM
Cleo is knowledgeable and professional. He was a joy to work with.
Reply from Cleo Garza
December 13th, 2023 06:15 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
V
Victoria E M
San Antonio, TX
Posted on November 8th, 2023 01:40 PM
Cleo team is extremely exceptional team. They found mistakes that was hurting and able to correct them into a positive. The type of care Cleo and team took to a complete stranger is above mentioning and believing. My entire family thanks Cleo...
read more
Reply from Cleo Garza
November 15th, 2023 01:45 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
A
Ajay K C
San Antonio, TX
Posted on October 31st, 2023 03:06 PM
My experience with Summit Funding was exceptional. The team's handling of each step of the process was remarkable and that made the entire experience seamless and efficient. Highly recommended!
Reply from Cleo Garza
November 7th, 2023 03:14 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
C
Carl K
San Antonio, TX
Posted on October 22nd, 2023 06:28 PM
Someone was there to answer questions. Would get responses back pretty quickly.
Reply from Cleo Garza
October 29th, 2023 06:32 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
M
Molly M
San Antonio, TX
Posted on August 17th, 2023 08:35 PM
Communication was efficient and timely. Successfully completed transaction with minimal hiccups.
Reply from Cleo Garza
September 27th, 2023 03:14 AM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.

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