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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(937) 424-6061
Dayton, OH
https://www.usamortgage.com/mortgage-loan-originator/austin-christopher-rines/
https://rinesgroup.com/
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Reviews from Web
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    Tracy P
    Dayton, OH
    Posted on October 26th, 2022 03:41 PM
    You guys made this entire experience so easy! We can’t thank you enough for taking such great care of us.
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thanks Tracy! Hope you guys are enjoying the home!
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    Emily B
    Waynesville, OH
    Posted on August 8th, 2022 12:46 PM
    Austin was great! Always quick to answer my questions in an easy to understand manner. Would highly recommend to anyone I know looking to buy a house or if I need a mortgage in the future.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Emily! Hope your are enjoying your home!
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    John H P
    DAYTON, OH
    Posted on March 4th, 2022 11:05 PM
    The bar is SET! Had tons of issues working through rocket mortgage (poor communication, incorrect documentation, 4 different POCs in different states). Austin’s team at USA Mortgage works like a well oiled machine. They are always on the same...
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    Alec C
    Posted on August 21st, 2026 12:00 AM
    Austin Rines was amazing and an absolute pleasure to work with. This was my first time through this process but he walked me through every step very well and was very kind
    Reply from Owner
    September 14th, 2026 12:00 AM
    Alec, we're thrilled that our team made your first experience buying a home a pleasurable one. Thank you for your feedback, and congratulations on your new home!
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    Tim T
    Posted on August 10th, 2026 12:00 AM
    We had a great experience. Very fast process and was seamless. I would highly recommend USA Mortgage.
    Reply from Owner
    August 15th, 2026 12:00 AM
    Thank you for sharing your positive experience. We're thrilled to hear that the process was fast and seamless for you. Your recommendation means a lot to us, and we look forward to serving you again in the future, Tim!
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    Yahya H
    Posted on May 16th, 2026 12:00 AM
    Working with USA mortgage companies was great, very helpful and easy process. I highly recommend them for anyone looking to start the process of buying a home. Thank you guys so much.
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    Andrew P
    Posted on November 19th, 2025 12:00 AM
    Austin and the crew with Rines Group are awesome. We love our new home!
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    James R W
    KETTERING, OH
    Posted on October 20th, 2025 11:14 PM
    Quick responses To any questions, transparent guidance throughout the process, great support, helped to get the best rate . Felt very comfortable throughout the process.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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    Brian C F
    FAIRFIELD TOWNSHIP, OH
    Posted on October 14th, 2025 10:01 PM
    Great communication from Austin and Holly!! A++
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Brian F
    Posted on October 14th, 2025 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from Brian F
    Reply from Rines Mortgage Group
    October 28th, 2025 05:17 PM
    Thanks Bryan! Enjoy the home.
    • 10 of 521
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
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    What is the Search Rank Score®?
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    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Awards
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
      • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.