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Frank Virga
Branch Manager/Vice President | NMLS 71396
Frank Virga joined Embrace in June 2014 as a Sr Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
The only issue I had was at tge closing which was not Frank or Erin . The closing was at the at office for embrace this was a very nerve wracking unfamiliar experiece for us. no one introduced themselves, explained the process, except our atourney...
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Frank, Erin and entire team handled the entire process professionall. open line if communication throughout the process.
Reply from Frank Virga
January 5th, 2025 01:35 PM
I truly appreciate your kind words, Theodore. The team and I are thrilled to hear that we were able to provide a seamless process for your home purchase. We've always strived to maintain open lines of communication as we believe it's crucial...
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My husband and I are first time homeowners and Frank really took the time to guide us every step of the way. Whenever I had any questions Frank and his team would make sure to explain every step in detail. Thank you for making this transition...
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Reply from Frank Virga
January 3rd, 2025 10:51 AM
Hey Alexandra, I am over the moon to hear about your 5-star experience with Embrace Home Loans. Guiding you and your husband through this journey was my absolute pleasure. It was crucial for me to make sure you understood every detail as first-time...
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Frank is incredibly friendly. Frank and his team works to get the buyer the best pssible program and makes sure we can close in a timely manner.
This is our third transaction with Frank and his team. His staff is very knowledgeable, friendly and overall professional. Our paperwork was processed in a timely manner and the app is very user friendly. We had no hiccups and went contract...
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Reply from Frank Virga
December 29th, 2024 02:35 PM
Hi Jaclyn, I'm really happy to hear about your positive experience with my team and I. We always aim to provide the highest level of service and it's great to hear that we're maintaining this standard. Going from contract to close in 45 days...
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Frank was a pleasure to work with! Great communication with not only myself but my client. he was a team player and I am so happy to have had the pleasure of working with him.
this was a trying experience but Frank, Juliana, and Sophia guided me through this situation.
Reply from Frank Virga
December 5th, 2024 02:50 PM
I'm truly grateful for your kind words and high rating, Jerome. It's not always easy navigating through the loan process, but I'm glad myself, Juliana, and Sophia could help guide you. Your positive feedback is deeply appreciated, and it was...
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Frank is great He worked well with us as first time home buyers and explained the process and helped us obtain a great rate . I highly recommend Frank and his team thank you for everything
Reply from Frank Virga
December 3rd, 2024 02:38 PM
Hi Maressa, it was a pleasure to help you with your first home purchase. I'm thrilled to hear that you found our process helpful and that you're happy with the rate we secured. Your recommendation means a lot to us here at Embrace Home Loans....
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Frank is the best in business 😊
Reply from Frank Virga
November 28th, 2024 06:31 PM
I'm so glad to hear that your experience with Embrace Home Loans went smoothly, Siddhant! Your satisfaction is my top priority, and it's great to know that I was able to make your home loan purchase a pleasant experience. I really appreciate...
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Everyone had my back the whole process
Reply from Frank Virga
November 21st, 2024 05:02 PM
I'm thrilled to hear that you felt supported throughout the entire process, Michael. It's always my goal to ensure a smooth and hassle-free loan process for my clients. Thank you for choosing Embrace Home Loans and for the stellar 5-star rating!...
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About
Frank Virga joined Embrace in June 2014 as a Sr Loan Officer at our Hauppauge, Long Island office. He plays a significant role in lending to the tri-state area, and his strong presence in the industry is backed by consistent exchanges with referral partners and an extensive list of satisfied clientele.
Frank spends much of his free time leading Homebuyer seminars and Realtor® events to maintain his knowledge of the ever-changing industry. He was named among the Top 50 Social Survey customer feedback winners, and he has consistently been a part of Embrace’s Presidents Club since joining us. In 2015, 2016, 2017, and 2018 he was recognized within the industry as one of the top 1% Loan Originators in Mortgage Executive Magazine.
Specialities
We also offer proprietary programs that make the home buying process faster and more convenient. With our revolutionary Approved to Move, you can have a fully underwritten mortgage approval before you even start looking for a home. This gives you an advantage over other potential buyers and helps your offer stand out from the rest.
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Positions
- Embrace Home Loans - Branch Manager-Vice PresidentMay 1st, 2014 - Current
Memberships
- top 1% Mortgage Originators
- Leading Professional - National Mortgage Professional Magazine
- Top 200 Mortgage Originators
Addresses and Serving Areas
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 71396
Videos

Awards
Achievements
- Top 1% Loan Officer in customer satisfaction
Hobbies
- BBQ in the summer
- Walks at the beach
- Outdoor Activities with my kids
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