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Embrace Home Loans, Inc. is an Equal Housing Lender
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25 Enterprise CenterMiddletown, RI 02842
844-263-9650

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NMLS Consumer Access

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.

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4.66
SFTP
K
Kathleen S
Massapequa Park, NY
Posted on February 29th, 2024 10:28 AM
very easy, friendly interactions
5.0
SFTP
B
Brandon S
Smithtown, NY
Posted on February 28th, 2024 01:59 AM
Frank worked tirelessly to give me the clear to close about a month after going under contract. He was always around to answer my questions no matter the time or day. Frank took the time to explain everything about the mortgage with me and...
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5.0
SFTP
L
Lukasz A
West Babylon, NY
Posted on February 27th, 2024 06:00 PM
Working with Frank Virga and his team at Embrace Home Loans was a seamless and positive experience. Their expertise made the mortgage process quick and stress-free. The team was exceptionally responsive, ensuring all my questions were answered...
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5.0
SFTP
K
Keith S
Massapequa Park, NY
Posted on February 23rd, 2024 02:08 PM
From beginning to end Frank was supportive and kept constant communication. No stress
5.0
SFTP
D
Dylan C
East Islip, NY
Posted on February 13th, 2024 01:52 PM
Frank and his team went above and beyond for me. Answering my every call no matter what time it was. The information provided was very clear and concise. I wouldn't want to work with anyone else. The process was extremely easy with no stress....
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5.0
SFTP
S
Stacy-Ann G
Huntington, NY
Posted on February 10th, 2024 01:51 AM
Frank was very accommodating and gave us great advice
5.0
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P
Panagiota P
West Babylon, NY
Posted on February 8th, 2024 01:54 PM
Frank, thank you for making this a smooth transaction for my clients and I. Much appreciated!
5.0
SFTP
M
Michael B
Center Moriches, NY
Posted on February 4th, 2024 04:21 PM
Fast process, friendly staff and very knowledgeable. Highly recommend.
5.0
SFTP
J
Justine R
Center Moriches, NY
Posted on February 1st, 2024 04:00 PM
For first time home buyers, the closing process was made to be so smooth and understanding for us. We are so happy with our new forever home and couldn’t be more grateful to embrace for making this process as seamless as possible!
Reply from Frank Virga
February 6th, 2024 04:01 PM
I enjoyed working with you. Thanks for the great feedback.
4.83
SFTP
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Pu S J
Port Jefferson Station, NY
Posted on January 30th, 2024 05:38 PM
Frank was able to help me close on a tight schedule with a fair rate after the previous lender tried to upcharge me.
Reply from Frank Virga
February 4th, 2024 10:54 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.

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