Wesley Terrell
Loan Officer | NMLS #2490148
University of California, Davis
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Wesley provided excellent advise with a complicated financial deal. He was dilligent at getting us the information we needed when we needed it. I would highly recommend Wesley to anyone looking to borrow money.
Wes is the man. He does the work, answers the questions and invests the time to do things right.
Reply from Wesley Terrell
April 13th, 2026 01:07 PM
Thank you, Brad. I'm happy to hear that you felt I invested the time to do things right and answered your questions effectively. If there's anything else you need, please feel free to reach out.
He was very helpful
Reply from Wesley Terrell
April 9th, 2026 03:53 PM
I'm glad to hear that you found my assistance helpful, Cedric. If there's ever anything more you need or have questions about, don't hesitate to let me know.
Wesley is knowledgable, has fantastic communication, is very professional, and worked diligently to get my loan funded and closed on time. Thanks so much for a smooth home purchase process!
Reply from Owner
March 22nd, 2026 09:03 PM
It was a pleasure & honor to help you complete your tax deferred exchange transaction. Thank you so much for the kind words as I strive to educate & empower my clients during our time together in the loan process. Will look forward to being...
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Mr. Terrell explained each step in the process clearly. He addressed our questions promptly. At times, he responded to emails or phone calls late in the evening. This was definitely very convenient for us.
Reply from Wesley Terrell
March 19th, 2026 05:35 PM
I'm pleased to know that the clarity and timing of my responses were convenient for you, Erika. Ensuring that all your questions are addressed promptly is a priority for me, even if it means communicating at unconventional hours. If any other...
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Working with Wesley Terrell was a great experience from start to finish. My buyers felt confident throughout the entire process because Wesley kept the communication clear and consistent — they always knew what was happening and what to expect...
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Reply from Owner
February 19th, 2026 02:31 AM
Thank you so much for the kind words Helen! It truly means a lot coming from a successful real estate veteran such as yourself. I value every referral that I receive & always aim to take as much care of clients as I know you would given your...
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Wesley is very knowledgable and has great comminication skills. He responds quickly to calls or email. Wesley explains everything in detail and provides visual aids to show comparison so that you get the full detail of options.
Reply from Wesley Terrell
February 17th, 2026 07:48 PM
I'm grateful for your kind words about my communication skills and responsiveness, Sabrina. It's important to me to ensure that all options are clear and fully understood, so I'm glad the visual aids were helpful. Should you have more questions...
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Prompt, Professional and delivered on a quick closing
Reply from Wesley Terrell
January 1st, 2026 08:43 PM
Your recognition of the timely and professional service provided means a lot to me. I'm glad to hear the process met your expectations for a quick closing. If there's anything else you might need in the future, don't hesitate to reach out.
Wesley Terrell has received a review with 5 star rating from Shyam R
Reply from Owner
January 9th, 2026 10:10 AM
I appreciate your positive rating, Shyam. If you ever have any questions or need assistance in the future, feel free to reach out.
Well informed; closed in time
Reply from Wesley Terrell
January 1st, 2026 07:40 PM
I appreciate you taking the time to leave feedback. Ensuring that you're well-informed and meeting deadlines are priorities for me. If you have any further questions or need assistance, please don't hesitate to reach out.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
236
/850
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Education
- University of California, DavisBusiness/Managerial EconomicsBachelor of Science (BS)
Memberships
- NMLS - License #2490148
- Santa Clara County Association of Realtors
- Silicon Valley Association of Realtors
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Addresses and Serving Areas
Year Started
2023
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 2490148
- California Real Estate License #01339633
Achievements
- Top Producer For August 2025, #5 In The Entire Company
Hobbies
- Traveling
- Golf
- Reading
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235