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Licenses
  • NMLS ID# 315449
  • Branch NMLS ID# 1140792
  • MLO-OH.315449
  • RM.804129.004
  • Illinois Residential Mortgage Licensee
Services Offered
  • Conventional loans
  • FHA loans
  • VA loans
  • USDA loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Mortgage Refinancing
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 4:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Summit Funding, Inc. NMLS ID# 3199 (https://www.nmlsconsumeraccess.org). Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic# 0925837, GA Lic# 39456, Illinois Residential Mortgage Licensee. Equal Housing Opportunity. Fair Housing & Discrimination violations will be reported online to HUD's local FHEO Regional Office or by calling the Fair Housing Complaint Hotline at 1-800-669-9777
  • Rating
  • About
  • Contact
5.0
Encompass
A
Andrew D
Chicago, IL
Posted on February 15th, 2024 05:28 PM
Tom and the team simplified and helped put us at as ease with their transparency, non-pretentious approach and consistent communication. Appreciated working with Tom and the rest of the team at Summit Funding.
Reply from Tom Merritt
February 22nd, 2024 05:31 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
5.0
Encompass
J
Jordan M
Saginaw, MI
Posted on January 18th, 2024 08:38 PM
First and foremost, you/your team have a great grasp of the market, what was happening, when to make moves vs when to sit back, etc. Your advise comes off as helpful and useful, and not pushy. Then, you add in how personable everyone is, and...
read more
Reply from Tom Merritt
January 25th, 2024 08:40 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
E
Elizabeth E C
Barrington, IL
Posted on December 10th, 2023 03:12 PM
Very thorough
Reply from Tom Merritt
December 17th, 2023 03:13 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
J
Joseph A
Chicago, IL
Posted on December 4th, 2023 02:36 PM
Tom made this process incredibly easy, kept me in the loop throughout the process, and went above beyond to help me understand the agreement I was entering. Even laid out several options with risks and benefits so I could make an educated decision...
read more
Reply from Tom Merritt
December 11th, 2023 02:39 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
S
Samantha S
Chicago, IL
Posted on November 21st, 2023 04:30 PM
As a first- time home buyer, everyone I interacted with at Summit was incredibly helpful and answered all of my questions throughout the process.
Reply from Tom Merritt
November 28th, 2023 04:33 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
L
Lisa F
Rolling Meadows, IL
Posted on October 16th, 2023 02:53 PM
They answered my questions right away and helped me get an offer letter together fast!
Reply from Tom Merritt
October 23rd, 2023 02:55 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
3.66
Encompass
D
Deepa V
Chicago, IL
Posted on October 12th, 2023 07:19 PM
Tom was positive through the whole process. Didn’t seem to stress at all
Reply from Tom Merritt
October 19th, 2023 07:21 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
5.0
Encompass
M
Maureen M
Chicago, IL
Posted on October 3rd, 2023 04:25 PM
Really personable, friendly and efficient service.
Reply from Tom Merritt
October 11th, 2023 10:34 AM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
M
Maximino R
Westchester, IL
Posted on October 2nd, 2023 12:31 PM
That I finally got my home , and the great job u guys did
Reply from Tom Merritt
October 11th, 2023 10:34 AM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
5.0
Encompass
W
Wenqi W
Palatine, IL
Posted on September 19th, 2023 04:27 AM
It’s all good
Reply from Tom Merritt
September 27th, 2023 03:14 AM
Congratulations on this big life decision! We hope to work with you again in the future.

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