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Addresses
Licenses
  • NMLS ID# 1280283
  • Branch NMLS ID# 1099546
  • CA DRE ID# 01818626
  • AZ MLO Lic# 1047024
Services Offered
  • Conventional loans
  • FHA loans
  • VA loans
  • USDA loans
  • Jumbo Mortgages
  • Reverse Mortgages
  • Mortgage Refinancing
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Summit Funding, Inc. NMLS ID# 3199 (https://www.nmlsconsumeraccess.org). Licensed by CA Dept of Business Oversight #6072526, CA Bureau of Real Estate #01220358, AZ Lic# 0925837, GA Lic# 39456, Illinois Residential Mortgage Licensee. Equal Housing Opportunity. Fair Housing & Discrimination violations will be reported online to HUD's local FHEO Regional Office or by calling the Fair Housing Complaint Hotline at 1-800-669-9777
  • Rating
  • About
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5.0
Encompass
F
Fe M S
San Diego, CA
Posted on March 5th, 2024 01:12 AM
We've known Steve since 2018. He brought down our home mortgage interest rate from 6% all the way down to 2.75% in 2019. Now he just got us done Credit Cards debt free February 2024. Steve is an Outstanding Financial Professional. He seeks...
read more
5.0
Encompass
J
Jovyn H S
San Diego, CA
Posted on February 29th, 2024 06:23 AM
My family always deal with Steve all the time especially me. Steve is very professional individual easy to work with and spent his time to look for the best deal for me. Outstanding customer service.
5.0
Encompass
A
Aaron L G
Escondido, CA
Posted on February 4th, 2024 06:16 PM
The team and staff at Summit were nothing less than extraordinary guiding us through the entire process step by step, couldn’t be more thrilled with the experience
Reply from Steve Kaminski
February 11th, 2024 06:21 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
E
Edward B R
Oceanside, CA
Posted on December 14th, 2023 03:31 PM
Forget the survey
Reply from Steve Kaminski
December 21st, 2023 03:32 PM
Congratulations on this big life decision! We hope to work with you again in the future.
5.0
Encompass
G
George F M
Winchester, CA
Posted on December 3rd, 2023 05:31 PM
it went very smooth. I appreciate the open line of communication. it was so much less stressful than I thought thanks so much
Reply from Steve Kaminski
December 10th, 2023 05:34 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
M
Martha P
San Diego, CA
Posted on November 21st, 2023 11:13 PM
Loved how much Steve communicated with me during the process, he was always available and walked me through the technicalities of getting a loan.
Reply from Steve Kaminski
November 28th, 2023 11:16 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
J
Jarrett C
La Mesa, CA
Posted on October 5th, 2023 09:05 PM
Steve. His whole team. Always available to reach. Always pleasant. Readily explain how things work and best options and make it process and simple as can be!
Reply from Steve Kaminski
October 12th, 2023 09:07 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
A
Alexandra L N
San Diego, CA
Posted on October 2nd, 2023 12:53 AM
Steve was extremely knowledgeable and helpful throughout the process. He was always available to take our calls, answer any questions we had, and thoroughly explained what to expect.
Reply from Steve Kaminski
October 11th, 2023 10:34 AM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
5.0
Encompass
A
Amanda M H
San Diego, CA
Posted on September 14th, 2023 02:34 PM
The communication throughout this whole process was outstanding. You went above and beyond to help us with the finance side of buying a home.
Reply from Steve Kaminski
September 27th, 2023 03:14 AM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
5.0
Encompass
J
John T J H
San Diego, CA
Posted on September 14th, 2023 01:57 PM
Steve and his team were fantastic!
Reply from Steve Kaminski
September 27th, 2023 03:14 AM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.

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