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Spencer Bauer at CrossCountry Mortgage
Sr. Loan Officer | NMLS #1712115

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Yuma, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering ...... Show More
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Reviews from Web
Spencer is absolutely AMAZING!!! This closing has hbeen phenomenal. I was between a rock and a hard place. Spencer made worked a miracle!!! I always felt at peace. I don't know how he managed to get it done, but it got done. His attention to...
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Reply from Spencer Bauer at CrossCountry Mortg...
May 12th, 2026 06:16 PM
I'm pleased to hear that you felt at peace during the closing process, Tory. It means a lot to know that my attention to detail and persistence made a difference for you. Thank you for your kind words and trust in my services. If there's anything...
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Above and beyond, easiest coolest mortgage loan agent I’ve met. Not pushy, very educated and he has earned 110% in my book. Him and his whole team.
Reply from Owner
May 12th, 2026 06:18 PM
I'm pleased to know that you found the mortgage process easy and appreciated the approach my team and I took, Kyle. It's great to hear that our efforts made such a positive impression on you. If there's anything more I can do for you, please...
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Spencer is phenomenal. I had a really difficult mortgage situation. I had a hardship, and Spencer worked plenty of miracles to make it happen for this ole veteran. I had no idea that there is so much help for veterans (so as long as you do...
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I met Spencer looking at a house in Yuma. When we decided that we will not buy a home there he was so cool about, he was able to help with purchase in California. He earned my biz cause of his professionalism, I spoke to many agents before...
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Reply from Spencer Bauer
April 20th, 2026 08:32 PM
I'm glad to hear that I could help with your home purchase in California, Kyle. It's important to me to provide professional and courteous service, regardless of the circumstances. Thank you for your kind words and for trusting me with your...
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Spencer was always available , explained everything clearly , and was very professional. I would absolutely use his services again. Thank you!
Reply from Spencer Bauer at CrossCountry Mortg...
April 7th, 2026 05:04 PM
I'm grateful for your kind words, Lauren. It's wonderful to know that you found my availability and explanations helpful. Professionalism is something I strive to maintain, and it's great to hear you'd consider using my services again. If there's...
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We were very happy to have had Spencer helping us as we bought our house. He was always more than willing to help any time we needed. By far one of the best people we have had the pleasure of working with
Reply from Spencer Bauer
March 30th, 2026 03:57 PM
It's wonderful to hear how satisfied you were with the process, Jacob. I'm glad I could assist you in purchasing your home and be of help whenever needed. Your positive experience is very important to me. If you ever require further assistance,...
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Everyone was very responsive to my questions, as well as patient in providing answers.
Reply from Spencer Bauer at CrossCountry Mortg...
March 8th, 2026 03:02 PM
It's good to hear that you found everyone responsive and patient with your inquiries, Randall. Providing clear and helpful answers is a priority for me, and I'm always here if you have any further questions or need assistance with anything...
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Spencer was AMAZING. He was always readily available for any questions or concerns we had. He has great customer service skills and made us feel very cared for. He made buying a house a very pleasant experience. I will absolutely be recommending...
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Reply from Owner
March 8th, 2026 03:03 PM
It's great to hear that you felt supported and cared for throughout the home-buying process, Kristen. Ensuring that you had a pleasant experience and addressing any questions or concerns promptly is always my priority. Thank you for your kind...
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Spencer was AMAZING. He was always readily available for any questions or concerned we had. He has great customer services and really made us feel taken care of. He made buying a home a very pleasant experience and I'm so grateful we had him!!...
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Reply from Spencer Bauer at CrossCountry Mortg...
March 8th, 2026 03:03 PM
I'm very pleased to hear that you had such a positive experience with your home buying process, Kristen. Being available to address your questions and ensuring you felt taken care of is something I aim for with all my clients. Thank you for...
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Spencer and the team went above and beyond to make our loan happen. There was constant communication, which I really appreciated and any questions were answered with great customer service and great information.
Reply from Spencer Bauer
March 5th, 2026 08:14 PM
I'm delighted to know that you appreciated the communication and service provided, Viviana. Going above and beyond to make your loan process smooth is always my goal. If you have any more questions or need further assistance, I'm here to help....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Yuma, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1712115 | Branch NMLS #2356653
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
660
/850
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Year Started
2018
Time Zone
Pacific Standard Time (PST)
Licenses
- 1712115
Achievements
- Renovation Certified
Hobbies
- Coaching
- Video Games
- Snow Boarding
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095