

Michelle Oddo
Sr Mortgage Banker - Branch Manager | NMLS# 297239

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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This was a complicated transaction with a buyer living in Europe.
Michelle's level of knowledge and immediate communication was the best I have ever seen. I have a new favorite lender!
Michelle and Team were very hands on as well as descript adn patient in teaching my new buyers about the different options and best selection for them to sue during thier first home purchase!
Great mortgage resources, with strong communication and fast response!
Michelle took the time to help us understand all of our lending options and what suited us best. This was an intimidating process as first time home buyers but we felt confident with all the help we got.
Michelle and her team were wonderful to work with — friendly, patient, knowledgeable, and incredibly strategic throughout the entire process. Every detail and situation was thoughtfully handled with care, and it never felt like corners were...
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Great communication throughout the many months long process for these buyers' purchase. Always quick to respond to any questions along the way. Working with tru professional makes a difference, and makes the process smoother! Thanks, Ann
Michelle and the Oddo Group team are simply the best there is. We’ve used them for both purchases and refinances. Very helpful and communicative. We won’t go with anyone else. Michelle is the gold standard. Thank you, Michelle and team!
We have worked with Michelle many times over the years for both purchases and refinances, and she has always been the best and easiest to work with. She communicates very well , timely, and effectively. She always makes time for our questions...
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The Oddo Group team is friendly, knowledgeable, and human . You never feel like you are foolish for not understanding a step in the process. The team does a great job of making sure you're informed and comfortable throughout the mortgage process...
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Michelle and the team at Oddo Group are best in class professionals and advisors. Highly recommend.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans
FHA Home Loans
Jumbo Home Loans
Conventional Home Loans
DSCR Loans
No Ratio Loans
Bank Statement Mortgage Loans
First Time Homebuyer Loans
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Addresses and Serving Areas
Year Started
1987
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 297239
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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