

Michael Sparks at CrossCountry Mortgage
Sr. Loan Originator | NMLS #533257

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Southfield, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
It was the best experience I could have hoped for!Everything was explained to me along the way.I had complete trust in the process. Michael and his team made this transaction very comfortable for me... calmed all my fears and walked me through...
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As first time buyers we were guided along the way
Reply from Michael Sparks
September 8th, 2026 07:07 PM
I'm glad to hear that you felt guided throughout your first home-buying experience, Joyce. It's wonderful to know I could assist you during this important time.
Knowledge and experience to get a loan and the closing on the home. I would highly recommend Michael Sparks.
Reply from Owner
August 25th, 2026 11:22 AM
Thank you for your recommendation, Adam. I'm grateful for your kind words and pleased that my knowledge and experience were helpful in securing your loan and closing on your home.
Speed of completion was excellen. The loan and closing was done in a timely manner. Michael was friendly and able to solve any issue.
Reply from Michael Sparks at CrossCountry Mort...
August 24th, 2026 04:51 PM
I'm happy to know that the loan and closing process met your expectations, Adam. Your kind words about my friendliness and problem-solving are much appreciated. Thank you for sharing your experience!
Michael helped think through the financial possibilities with our financial plan and situation to make this happen. Chase was not able to do that. It was smooth and fast. We love that we can recast and refi for no charge!
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Reply from Owner
August 25th, 2026 11:22 AM
I'm grateful to hear that I could assist you with your financial plan, Kim. It's wonderful to know you appreciated the smooth and fast process, and I'm glad the recast and refinance options were beneficial for you. Thank you for sharing your...
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Michael helped think through the financial possibilities with our financial plan and situation to make this happen. Chase was not able to do that. It was smooth and fast. We love that we can recast and refi for no charge!
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Reply from Michael Sparks
August 17th, 2026 08:06 PM
I'm glad to hear that I could assist you with your financial plan, Kimberly. It's great to know you found the process smooth and fast, and I'm pleased you appreciate the benefits of recasting and refinancing at no charge. Thank you for sharing...
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Excellent work with client. Was incredibly helpful
Reply from Michael Sparks
July 13th, 2026 06:40 PM
I'm pleased to know that you found my work helpful, Blake. Thank you for your kind words and for trusting me with your mortgage needs.
Good communication thru out the process
Reply from Michael Sparks
July 6th, 2026 09:02 PM
I'm happy to hear that you appreciated the communication throughout the process, Enille. Your feedback means a lot to me, and I'm glad I could support you.
Michael was great from start to finish! He was very patient and supportive by answering the many questions we had, and providing help on how to increase our credit scores to get a more favorable interest rate. He went above and beyond the call...
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Reply from Michael Sparks
June 15th, 2026 01:41 PM
I'm grateful for your kind words, Cassandra. It's good to know that my patience and support were helpful to you, especially in improving your credit scores and securing a better interest rate. Being available after hours is something I'm happy...
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If you're considering a mortgage or refinancing, please contact Michael. He's honest and supportive, and he will guide you through the process from start to finish.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Southfield, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #533257 | Branch NMLS #2418476
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 533257
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095