Joseph Ratcliff at CrossCountry Mortgage

Name: Joseph Ratcliff at CrossCountry Mortgage
Address: 2160 Superior Ave, Cleveland, Ohio, 44114
Telephone: +1-440-655-9153
Rating: 4.87

Inside Loan Originator | NMLS #204411

4.87

(42)

Mortgage

Mortgage Loan Officer

Contact Info

(440) 809-8838

Cleveland, OH

https://www.ccm.com/Joseph-Ratcliff

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4.87

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Reply from Joseph Ratcliff

May 27th, 2026 04:15 PM

It was great working with you. Thanks again for putting your trust in us.

Joseph was the perfect person for us to work with. Very glad we found him, and will recommend him to anyone i know.

Joseph was very knowledgeable, friendly, and efficient. He was always on time with information. He was great to work with.

Reply from Joseph Ratcliff

May 27th, 2026 02:44 PM

Thank you for your kind words, Karl. I'm happy to know that you found my knowledge and efficiency helpful during our work together. If you ever have more questions or need further assistance, please feel free to reach out.

I am a Assoc Broker and my client used Joseph. We were dealing with a unusual transaction. Joseph did great! He is very reliable, communicated very well and can be trusted.

My son and I recently got a HELOC with CrossCountry Mortgage and worked closely with Joseph Ratcliff. We were nervous about the process but Joseph Ratcliff and the team at CrossCountry made it incredibly easy. Joseph took the time to explain...

Joseph Ratcliff at CrossCountry Mortgage has received a review with 5 star rating from Lynette H

He was very polite and professional working with.

Reply from Joseph Ratcliff

May 13th, 2026 07:15 PM

Thank you for your kind words, John. I'm glad to hear that you found my approach polite and professional. If you ever have more questions or need further assistance, please feel free to reach out.

Joseph Ratcliff at CrossCountry Mortgage has received a review with 5 star rating from Maria B

Joseph Ratcliff was very accessible when we needed to ask questions. He is very nice and patient with us. We had many questions and he answered them all. He calmed our fears by explaining everything that was going on. Plus we were able to call...

Reply from Joseph Ratcliff

May 11th, 2026 01:43 PM

I'm pleased to hear that I could assist you and Joshua effectively, Maria. It’s great to know that my availability and explanations helped ease your concerns. Thank you for your kind words and the 5-star rating. If there's ever anything more...

Joe was very responsive and professional.

Reply from Joseph Ratcliff

May 4th, 2026 07:21 PM

I'm grateful for your feedback, Deborah. It's appreciated to know that you found my responsiveness and professionalism to be beneficial. If there's anything more I can do for you, please don't hesitate to reach out.

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #204411 | Branch NMLS #3029

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage