Joseph Ratcliff at CrossCountry Mortgage

Name: Joseph Ratcliff at CrossCountry Mortgage
Address: 2160 Superior Ave, Cleveland, Ohio, 44114
Telephone: +1-440-655-9153
Rating: 4.89

Inside Loan Originator | NMLS #204411

4.89

(46)

Mortgage

Mortgage Loan Officer

Contact Info

(440) 809-8838

Cleveland, OH

https://www.ccm.com/Joseph-Ratcliff

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4.89

(46)

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Joe is the best, give him a raise. Great job, if you need help, call Joe

Joe is the best, give him a raise

Joe went above and beyond to make sure we had a positive outcome. He has a lot of patience. We were updated through the whole process, and our questions were always answered immediately either via email or a phone call. If there was an obstacle,...

Reply from Joseph Ratcliff

July 10th, 2026 01:57 PM

Lucille, I truly appreciate your kind words. I'm glad I could help ensure a positive experience for you and navigate any obstacles along the way. Your satisfaction with my assistance and CrossCountry Mortgage means a lot to me. If you need...

The Loan was Processed fast and Mr Ratcliff stayed in touch with me until the Loan was Funded It was a Great Blessing Thank Y'all Very Much I Greatly Appreciate the Work Y'all don.

Reply from Joseph Ratcliff

July 6th, 2026 08:58 PM

I'm glad to hear that the loan process went smoothly for you, Edmond. Your appreciation means a lot, and I'm pleased I could support you every step of the way. If you have any more questions or need further assistance, please feel free to reach...

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Reply from Joseph Ratcliff

May 27th, 2026 04:15 PM

It was great working with you. Thanks again for putting your trust in us.

Joseph was the perfect person for us to work with. Very glad we found him, and will recommend him to anyone i know.

Joseph was very knowledgeable, friendly, and efficient. He was always on time with information. He was great to work with.

Reply from Joseph Ratcliff

May 27th, 2026 02:44 PM

Thank you for your kind words, Karl. I'm happy to know that you found my knowledge and efficiency helpful during our work together. If you ever have more questions or need further assistance, please feel free to reach out.

I am a Assoc Broker and my client used Joseph. We were dealing with a unusual transaction. Joseph did great! He is very reliable, communicated very well and can be trusted.

My son and I recently got a HELOC with CrossCountry Mortgage and worked closely with Joseph Ratcliff. We were nervous about the process but Joseph Ratcliff and the team at CrossCountry made it incredibly easy. Joseph took the time to explain...

Joseph Ratcliff at CrossCountry Mortgage has received a review with 5 star rating from Lynette H

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #204411 | Branch NMLS #3029

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage