Joe Reed

Loan Officer

ALCOVA Mortgage | Covington

5.0

(18)

Mortgage

Mortgage Loan Officer

Contact Info

(434) 390-5826

Covington, VA

https://alcova.com/loan-officer/jreed/

https://alcova.com/branch/covington/

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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5.0

(18)

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Joe went above and beyond to help with the painfull experience of the underwriters... We are so glad he was able to step in to assist with them, as we would likely have been lost.

Reply from Joe Reed

September 22nd, 2025 07:00 PM

I'm grateful for your kind words, Andreas. I'm pleased to have been able to assist you through the underwriting process and ensure everything went smoothly. Thank you for your trust in ALCOVA Mortgage.

Joe was on top of everything and never missed a beat. it was a great experience

Reply from Joe Reed

September 22nd, 2025 07:00 PM

William, thanks so much for the kind words! I really appreciate you taking the time to share your experience. It was a pleasure working with you, and I'm thrilled to hear everything went so smoothly. I always strive to provide the best possible...

Jason Helmintoller and Megan Osbourne are great to work with! They made this whole process easy, 10/10 recommend!

Jason and team did a fantastic job on my home loan! Would definitely recommend!

Jason got my fiancée and I into a home with ease. Could not recommend anyone else. Jason showed dedication to getting us a loan from start to finish.

Everyone, especially Jason, was so helpful and really made our first time house buying experience truly amazing!! They kept us updated and informed the whole time and did a great job leading us through the whole process. Absolutely amazing...

Jason & his team at Alcova Mortgage was amazing! He made himself available and was committed to helping us during the entire process. We would highly recommend Alcova Mortgage to our family and friends.

Jason was very prompt and he constantly was following up to make sure the loan process went well.. We closed early and in less than 25 days from start to finish. Everything he said he would do he delivered.

Jason provided us with top notch service from start to finish. Always available to answer concerns or questions. I highly recommend Jason and ALCOVA Mortgage.

I'm so glad my friend Will went to Alcova, because I needed help with my loan and him and Jason took real good care of me.The ladies behind the scene were great to work with also.Thank You, Alcova for a quick loan.Jason, Will, Eve, Kelly, and...

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About

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Non Conforming

Conventional Home Loans

VA Home Loans

FHA Home Loans

USDA Home Loans

First Time Home Buyer Loans