• The Neal Team - Lower Mortgage Profile Picture

    The Neal Team - Lower Mortgage

    ClaimedPro

    Branch Manager | NMLS# 379483

    Works at 
    Lower Mortgage
    Encompass
    C
    Charles M E
    Bowling Green, KY
    Posted on September 25th, 2026 10:03 AM
    Very kind and straight forward. Kept up communication and let us know everything we needed. Highly recommend and would go through her again if we ever need to refinance again.
    Reply from Joanie Neal
    October 2nd, 2026 08:56 PM
    Charles, I'm grateful for your kind words and recommendation. It's good to know that my straightforward communication helped you throughout the process. If you ever decide to refinance again, I'd be happy to assist through Lower.