

Gary Kawano
Regional Manager | NMLS #455499


California Polytechnic State University, San Luis Obispo
Gary lives in Carlsbad, CA with his wife and four children. He has been in the mortgage industry for almost 30 years. He started in 1994 after he graduated with a finance degree and a concentration in real estate. Licensed in multiple st...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nothing to do with Gary, he was great.
Rocket morgage was a pain to work with.
Reply from Gary Kawano
May 25th, 2026 08:18 PM
Thank you for your feedback, James. I'm happy to hear you had a good experience working with me. If there's anything else you need or wish to discuss, please feel free to reach out directly.
Gary was very attentive and supportive throughout the process. He worked really hard to get us the best deal and we're very happy with where we eneded up.
Reply from Gary Kawano
May 7th, 2026 11:43 PM
Thank you Spencer. It was pleasure to work with you both. I'm so happy for you guys!
timely connecting
Reply from Gary Kawano
May 4th, 2026 11:41 PM
Thanks Mason! Super stoked for you.
Gary and his team were very knowledgable and helpful through the whole buying process.
Reply from Gary Kawano
May 4th, 2026 11:42 PM
Logan,
It was great working with you. So glad you found the right home and able to utilize your VA.
Gary was very responsive and took the time to answer any questions I had. We had a little mishap with sending in money into escrow but Gary notified me right away and the issue was solved within a few hours. Overall, excellent experience.
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Reply from Gary Kawano
May 4th, 2026 11:43 PM
Thank you so much for the opportunity!
Gary is wonderful to work with and very responsive and customer focused!
Reply from Gary Kawano
May 4th, 2026 11:43 PM
Thanks Diane. It was my pleasure. Thank you for taking the time for the review.
Thank you, Gary!
Reply from Gary Kawano
May 4th, 2026 11:44 PM
Thanks Dave! Appreciate you.
We had an amazing experience working with Gary and especially his team, Susanna and Amy, throughout our entire home buying process. Buying a home for the first time was overwhelming, but they made everything so much easier every step of the...
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Reply from Gary Kawano
April 22nd, 2026 06:04 PM
I'm really glad to hear about your positive experience, Alicia. Knowing that Susanna, Amy, and I could support you throughout your first home buying journey means a lot. We strive to be patient and responsive, so it's wonderful to know it made...
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Gary worked really hard to get our loan closed. There was an issue with our first appraisal and Gary did an excellent job of navigating the situation and getting the loan closed.
Reply from Gary Kawano
February 19th, 2026 05:15 PM
It's great to hear that I could support you through the loan process, Carin. Navigating appraisal challenges can be complex, and I'm glad I was able to help bring everything to a successful close. If you have any more questions or need anything...
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Consistent, available, and always helpful. This was a long refi and they continued to stay on top of it. Gary and Susanna are top notch!
Reply from Gary Kawano
February 13th, 2026 08:34 PM
I'm grateful for your kind words, Noel. It's rewarding to know that the support and consistency throughout your refinance were valuable to you. Both Susanna and I are committed to providing dependable service, and I'm pleased we could assist...
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About
Gary lives in Carlsbad, CA with his wife and four children. He has been in the mortgage industry for almost 30 years. He started in 1994 after he graduated with a finance degree and a concentration in real estate. Licensed in multiple states across the country. Proud to specialize in VA and self employed borrowers.
Products & Services
Mortgage Loan Officer
VA Home Loan
Specialities
I work with the top Real Estate professionals across the country and would be happy to give you a referral.
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Education
- California Polytechnic State University, San Luis ObispoBusiness Administration/ Finance, Real Estate, and LawB.S. Applied Science & TechnologyAug 1986 -Jun 1989

Positions
- Success Lending - Regional ManagerJul 3rd, 2023 - Current
Memberships
- Asian Real Estate Association of America, past President
- NAHREP
- Kiwanis club of Carlsbad, President
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Addresses and Serving Areas
Year Started
2021
Time Zone
Central Standard Time (CST)
Licenses
- Real Estate Broker and Mortgage loan Originator Licenses.
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Achievements
- Past Finance Chair and Board member Carlsbad Educational Foundation (CEF), Past President Asian Real Estate Assoc. of America, Past President Kiwanis, Past Board member for Moonlight Cultural Foundation
Hobbies
- Mountain Biking
- Snow Boarding
- Stand up paddle surfing
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Disclaimer
©2026| SUCCESS® Lending, LLC | NMLS #2232431 | For licensing: http://nmlsconsumeraccess.org/ | 1750 E. Golf Road, Suite 240, Schaumburg, IL 60173 | (833) 455-1111 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 1028748. In PA: Operating under the forced legal name of Success Lending Experts, LLC. All Rights Reserved. Equal Housing Lender.