

Gary Kawano
Regional Manager | NMLS #455499


California Polytechnic State University, San Luis Obispo
Gary lives in Carlsbad, CA with his wife and four children. He has been in the mortgage industry for almost 30 years. He started in 1994 after he graduated with a finance degree and a concentration in real estate. Licensed in multiple st...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Gary & his team were great at communicating with me & addressed all my concerns & questions in layman's terms so I could understand anything that wasn't clear to me, in a professional & timely manner
Gary overcame challenges in our loan and got us to the finish line on time with the best rate. Always had an open line of communication with Gary and there was never a moment where I wasn't aware of what was happening in the process. Thank...
read more
Gary is very knowledgeable and experienced. He walk is through the entire process, answered every question we had and took his time explaining every detail. But most important, him and his team are responsive which is what you want during the...
read more
Gary is very patient understanding and passionate about helping us We Are Forever Grateful❤️
We will definitely recommend Him and His Team☺️
Reply from Gary Kawano
June 29th, 2026 01:20 PM
Thank you so much for your kind words, Jose. I'm pleased to know you felt supported and understood throughout the process. Your willingness to recommend me and my team is truly appreciated.
Nothing to do with Gary, he was great.
Rocket morgage was a pain to work with.
Reply from Gary Kawano
May 25th, 2026 08:18 PM
Thank you for your feedback, James. I'm happy to hear you had a good experience working with me. If there's anything else you need or wish to discuss, please feel free to reach out directly.
Gary was very attentive and supportive throughout the process. He worked really hard to get us the best deal and we're very happy with where we eneded up.
Reply from Gary Kawano
May 7th, 2026 11:43 PM
Thank you Spencer. It was pleasure to work with you both. I'm so happy for you guys!
timely connecting
Reply from Gary Kawano
May 4th, 2026 11:41 PM
Thanks Mason! Super stoked for you.
Gary and his team were very knowledgable and helpful through the whole buying process.
Reply from Gary Kawano
May 4th, 2026 11:42 PM
Logan,
It was great working with you. So glad you found the right home and able to utilize your VA.
Gary was very responsive and took the time to answer any questions I had. We had a little mishap with sending in money into escrow but Gary notified me right away and the issue was solved within a few hours. Overall, excellent experience.
read more
Reply from Gary Kawano
May 4th, 2026 11:43 PM
Thank you so much for the opportunity!
Gary is wonderful to work with and very responsive and customer focused!
Reply from Gary Kawano
May 4th, 2026 11:43 PM
Thanks Diane. It was my pleasure. Thank you for taking the time for the review.
10 of 61
About
Gary lives in Carlsbad, CA with his wife and four children. He has been in the mortgage industry for almost 30 years. He started in 1994 after he graduated with a finance degree and a concentration in real estate. Licensed in multiple states across the country. Proud to specialize in VA and self employed borrowers.
Products & Services
Mortgage Loan Officer
VA Home Loan
Specialities
I work with the top Real Estate professionals across the country and would be happy to give you a referral.
Search Rank ScoreLearn More →
209
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- California Polytechnic State University, San Luis ObispoBusiness Administration/ Finance, Real Estate, and LawB.S. Applied Science & TechnologyAug 1986 -Jun 1989

Positions
- Success Lending - Regional ManagerJul 3rd, 2023 - Current
Memberships
- Asian Real Estate Association of America, past President
- NAHREP
- Kiwanis club of Carlsbad, President
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- Real Estate Broker and Mortgage loan Originator Licenses.
Gallery





View all
+1
Achievements
- Past Finance Chair and Board member Carlsbad Educational Foundation (CEF), Past President Asian Real Estate Assoc. of America, Past President Kiwanis, Past Board member for Moonlight Cultural Foundation
Hobbies
- Mountain Biking
- Snow Boarding
- Stand up paddle surfing
View All
Disclaimer
©2026| SUCCESS® Lending, LLC | NMLS #2232431 | For licensing: http://nmlsconsumeraccess.org/ | 1750 E. Golf Road, Suite 240, Schaumburg, IL 60173 | (833) 455-1111 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 1028748. In PA: Operating under the forced legal name of Success Lending Experts, LLC. All Rights Reserved. Equal Housing Lender.