Daniel McGrail Granger
Branch Manager
Banks turn people away every day. I help them get approved anyway.
I'm a mortgage broker specializing in cash-out refinancing for debt consolidation. I specialize in Non-QM lending — loans for self-employed borrowers, high DTI, non-traditio... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
8 AM to 2 PM
Sun
closed
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Reviews from Web
Super easy to deal with, honest, respectful.
Reply from Daniel McGrail Granger
October 28th, 2026 03:26 PM
Theresa, I'm grateful for your kind words about my approach. It's important to me to be honest and respectful in all my interactions. Thank you for choosing Lumin Lending for your needs.
Very friendly, informative and explained in detail how the whole process works. Spent a lot of time shopping for the best option for our circumstanc.
Reply from Daniel McGrail Granger
October 23rd, 2026 07:02 PM
James, I'm pleased to know that you found my approach friendly and informative. I always strive to explain the process thoroughly and find the best options for each client's situation at Lumin Lending. Thank you for sharing your experience.
Allen and Daniel answered my many (many!) questions with patience and understanding. Very easy to work with and found us the best offer to fit our needs. Would highly recommend.
Daniel is very professional and prompt. He was quick to answer any questions that I had.
Reply from Daniel McGrail Granger
August 20th, 2026 05:09 PM
Charles, I appreciate your kind words about my professionalism and promptness. I'm happy to have been able to quickly address your questions. Thank you for choosing Lumin Lending!
Provided excellent service.
Reply from Daniel McGrail Granger
August 10th, 2026 02:49 PM
Kimberly, I'm glad to hear you were pleased with the service I provided. Your kind words mean a lot to me, and I'm grateful for your feedback.
Great working with Dsn..informative and eager to help with process
Danny is wonderful very patient and knowledgeable.
So so back in November 2025, me and my wife decided to look into refinancing our home. I I was able to find a company called West Capitol LLC. this is where I met DANIEL Granger, his knowledge was very evident and he knew the market very well....
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Daniel was fantastic to work with from start to finish on my HELOC. I'm expanding my business and needed some funding and this process with Daniel couldn't have been more seamless. I'll be reaching out to him for any and all future financing...
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Daniel was awesome to work with. Very attentive and knowledgeable. I would definately recommend him for your loan needs.
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About
Banks turn people away every day. I help them get approved anyway.
I'm a mortgage broker specializing in cash-out refinancing for debt consolidation. I specialize in Non-QM lending — loans for self-employed borrowers, high DTI, non-traditional income, and situations that don't fit in a conventional box. I've been doing this for 30+ years, starting as a loan setup clerk in Massachusetts in 1993 and working through every market cycle since
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Property Purchase, Refinance, Hard Money, and Commercial Loans.
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Positions
- Nationstar Mortgage LLC - Mortgage BankerMay 9th, 2019 - Mar 17th, 2024
- First Direct Lending - Loan OfficerJun 1st, 2017 - Apr 30th, 2018
Year Started
1993
Time Zone
Eastern Standard Time (EST)
Licenses
- Alabama
- Arizona
- California - DRE
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Disclaimer
Lumin Lending Inc.
NMLS Consumer Access ID # 2716106