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Daniel McGrail Granger - Branch Manager in Irvine, CA

Daniel McGrail Granger

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Branch Manager

Banks turn people away every day. I help them get approved anyway. I'm a mortgage broker specializing in cash-out refinancing for debt consolidation. I specialize in Non-QM lending — loans for self-employed borrowers, high DTI, non-traditio... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
  • write_review_unverified
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    Danna D
    Posted on August 31st, 2026 08:22 PM
    Allen and Daniel answered my many (many!) questions with patience and understanding. Very easy to work with and found us the best offer to fit our needs. Would highly recommend.
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    Charles W
    Posted on August 18th, 2026 05:08 PM
    Daniel is very professional and prompt. He was quick to answer any questions that I had.
    Reply from Daniel McGrail Granger
    August 20th, 2026 05:09 PM
    Charles, I appreciate your kind words about my professionalism and promptness. I'm happy to have been able to quickly address your questions. Thank you for choosing Lumin Lending!
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    Kimberly P
    Posted on August 7th, 2026 06:36 PM
    Provided excellent service.
    Reply from Daniel McGrail Granger
    August 10th, 2026 02:49 PM
    Kimberly, I'm glad to hear you were pleased with the service I provided. Your kind words mean a lot to me, and I'm grateful for your feedback.
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    Scott M
    Posted on March 16th, 2026 06:13 PM
    Great working with Dsn..informative and eager to help with process
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    Steve M
    Posted on March 4th, 2026 07:49 PM
    Danny is wonderful very patient and knowledgeable.
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    Samuel R
    Posted on December 12th, 2025 09:47 PM
    So so back in November 2025, me and my wife decided to look into refinancing our home. I I was able to find a company called West Capitol LLC. this is where I met DANIEL Granger, his knowledge was very evident and he knew the market very well....
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    Paul H
    Posted on November 13th, 2025 10:42 PM
    Daniel was fantastic to work with from start to finish on my HELOC. I'm expanding my business and needed some funding and this process with Daniel couldn't have been more seamless. I'll be reaching out to him for any and all future financing...
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    Bryce B
    Posted on October 30th, 2025 07:12 PM
    Daniel was awesome to work with. Very attentive and knowledgeable. I would definately recommend him for your loan needs.
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    Debbi S
    Posted on September 25th, 2025 03:50 PM
    I’ve worked with many people in the mortgage industry in my life; was even a part of the industry for quite some time. Dan is by far one of the best the business has to offer. He is knowledgeable, informative, helpful, patient, and on top of...
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    Monika M
    Posted on September 25th, 2025 02:37 AM
    Daniel was very helpful. Gave me a lot of information beyond just the loan process. Will use him again when I have financing needs.
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    About
    Banks turn people away every day. I help them get approved anyway. I'm a mortgage broker specializing in cash-out refinancing for debt consolidation. I specialize in Non-QM lending — loans for self-employed borrowers, high DTI, non-traditional income, and situations that don't fit in a conventional box. I've been doing this for 30+ years, starting as a loan setup clerk in Massachusetts in 1993 and working through every market cycle since
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Property Purchase, Refinance, Hard Money, and Commercial Loans.
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    Positions
    • Nationstar Mortgage LLC - Mortgage Banker
      May 9th, 2019 - Mar 17th, 2024
    • First Direct Lending - Loan Officer
      Jun 1st, 2017 - Apr 30th, 2018

    Year Started

    1993

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • Alabama
    • Arizona
    • California - DRE
    • View All
    Disclaimer
    Lumin Lending Inc. NMLS Consumer Access ID # 2716106