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Daniel Cruz - Mortgage Advisor & New Construction Professional | NMLS 1851416 in Fargo, ND

Daniel Cruz

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Mortgage Advisor & New Construction Professional |...

4.86
(83)
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With a passion for helping people navigate the complexities of housing and finance, I have built a rewarding career as both a Housing Advisor and Mortgage Advisor. Over the years, I have dedicated myself to empowering individuals and famili...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.86
(83)
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Reviews from Web
  • 5.0
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    Kristen M N
    Carmel, IN
    Posted on June 25th, 2022 05:22 PM
    Daniel went above and beyond to ensure that we understood every step of the mortgage process, and that every step was seamless and smooth. He answered all of our questions. He clearly cared about us as clients. We would recommend Daniel Cruz...
    read more
    Reply from Daniel Cruz
    February 25th, 2025 04:17 PM
    Hey Kristen! Thanks so much for your awesome review! Really enjoyed working with you and look forward to catching up soon. Talk soon.
  • 5.0
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    Robert_Charles B
    Posted on May 23rd, 2026 12:00 PM
    Daniel is great to work with and his team just all around great service!!!!
  • 5.0
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    Kelsi B
    Posted on January 9th, 2026 02:51 AM
    Daniel is great to work with. He is very knowledgeable, kind, and patient! I really enjoy working with him & recommend him to all of my homebuyers.
  • 5.0
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    Tanner P
    Posted on January 8th, 2026 03:40 PM
    Daniel is one of those guys you immediately trust. He’s sharp, proactive, and extremely knowledgeable about the mortgage process. He shows up prepared, follows through, and clearly takes his role seriously. I wouldn’t hesitate for a second...
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  • 5.0
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    Jim P
    Posted on January 7th, 2026 04:46 PM
    Working with Daniel has been great! His professionalism and communication has been top notch. I have referred not only my clients to Daniel but also my family.
  • 5.0
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    John B
    Posted on November 19th, 2025 06:02 PM
    Daniel consistently goes above and beyond. I have worked with Daniel now several times, and he always has his customers in mind first and foremost. He is proactive in his communication and always comes to the table with a solution rather than...
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  • 5.0
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    Daniel C
    Posted on November 19th, 2025 04:23 PM
    Looking forward to reading your review.
    Reply from Daniel Cruz
    November 19th, 2025 04:53 PM
    Great working with you again sir.
  • 5.0
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    Mike D
    Posted on August 25th, 2025 11:56 PM
    I had an excellent experience working with Danny as my mortgage broker. From the very beginning, he was incredibly knowledgeable and took the time to explain each step of the process in a way that made me feel confident and informed. He consistently...
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    Reply from Daniel Cruz
    November 19th, 2025 04:52 PM
    Mike, it was a pleasure to work with on the purchase of your Beautiful Home! I look forward to continuing to be a resource for you and your Family for years to come sir. Talk soon. Thanks so much for the opportunity to work with you again!
  • 5.0
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    Alyson M
    Posted on April 22nd, 2025 06:44 PM
    We had the pleasure of working with Daniel Cruz and Thrive Lending on the purchase of our home. Daniel went above and beyond to ensure we got a great rate and took care of all of the loan details along the way. We really appreciated his hard...
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    Reply from Daniel Cruz nmls#1851416 Bell Bank
    April 22nd, 2025 10:54 PM
    My Team & I really appreciate the opportunity to work with you and your Family. It is always a lot to maneuver and stay on top of when you have a Sale of one home and the Purchase of another back-to-back. Let alone doing it with a cross country...
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  • 5.0
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    Daniel J
    Posted on April 14th, 2025 09:01 PM
    Daniel is the coolest guy! I’ve worked with him on many projects and he’s the best in the business!
    Reply from Daniel Cruz
    April 22nd, 2025 10:56 PM
    Daniel, you're one of the best in the business. You have always taken care of my Clients when I need the best! Thanks for all that you do! Can't wait to do it again!
  • 10 of 83
    About
    With a passion for helping people navigate the complexities of housing and finance, I have built a rewarding career as both a Housing Advisor and Mortgage Advisor. Over the years, I have dedicated myself to empowering individuals and families to make informed decisions about their housing options and mortgage solutions. Professional Background: In my role as a Housing Advisor, I provide comprehensive guidance on a range of housing options or hard to find referral partners. I am committed to ensuring that my clients have access to the resources and information they need to secure and maintain suitable housing. In both Residential & Commercial markets. As a Mortgage Advisor, I specialize in helping clients secure the best mortgage deals tailored to their financial circumstances. Whether it's a first-time homebuyer or someone looking to refinance, I offer personalized advice and support throughout the mortgage process, from application to approval. Let’s Connect: Whether you are looking for advice on housing options or need assistance navigating the mortgage landscape, I am here to help. Let's connect and explore how I can support your journey towards homeownership. Daniel Cruz NMLS ID: 1851416; Company NMLS ID: 2191014 (www.nmlsconsumeraccess.org); FL-LO96843 ; TN-184376 Equal Housing Lender.
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Ground-Up Construction Loans
    Specialities
    Housing Industry Navigation
    Broker Advisor
    Housing Advisor
    Mortgage Advisor
    Real Estate Referral Source
    Financial Services
    Assumable Loan Advisor
    213
    /850
    Search Rank Score
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    Positions
    • Thrive Lending - Mortgage Advisor
      Jul 1st, 2024 - Apr 13th, 2026
    • Bell Bank Mortgage - Mortgage Advisor
      Apr 13th, 2026 - Current
    Memberships
    • Tollgate Village Collective
    • Forged
    • Networking for Non-Profits
    Addresses and Serving Areas

    Year Started

    2019

    Time Zone

    Central Standard Time (CST)
    Licenses
    • nmls # 1851416
    Hobbies
    • Board Games
    • Alligator Wrestling
    • Sky Diving
    • View All
    Disclaimer
    Daniel Cruz Mortgage Advisor NMLS 1851416 Thrive Lending LLC NMLS 2191014