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Car Buying 101: Questions to Ask Dealers: Financing

Before you go shopping for that new, fuel-efficient car, there are things you'll need to know. So we went and asked a dealer for you, and here's what we learned. Part one: All about financing.

CAR BUYING 101: Questions to Ask Dealers: Financing | Fuel Efficiency | Why Should I Worry? | What else is new?
It's Saturday morning, and you're ready to hit the Auto-Mile. Let's be honest, gas prices are still high, we only have one planet, and green is in. You know that you need your own transportation, and you're now ready to test-drive and take the plunge. Before you start playing hardball with the salesman, make sure that you get the answers to the most important car-buying questions.

What are my financing options?
(While saving your own green $$$)

Let's be smart here, you just graduated college and those student loans will be kicking in shortly. So, when you're considering making your first brand-new car purchase, make sure that you don't bite off more than you can chew. First, consider the monthly payments that you have already, now that you're an adult (rent, loans, groceries, bills) and make sure that you are looking for cars that are within your current budget. When it comes to purchasing a new car, there are two primary financing options: buying or leasing. While both options have their pros and cons, it's really a personal financing decision. Make sure that you discuss and understand all of your financing options with the car dealer(s). For more information, visit the Finance section of 

To make it easy for you, other resource tools provide additional information and will even do the math for you. Check out the online Payment Calculator and Affordability Calculator when you're ready to finance your upcoming purchase.

NEXT: Fuel Efficiency

Contributing to this guide were: Meg Tomasello, Jenna Lebel & Tasha Naatz

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Car Buying 101: Fuel Efficiency
Before you go shopping for that new, fuel-efficient car, there are things you'll need to know. So we went and asked a dealer for you, and here's what we learned. Part two: I'm interested in a fuel-efficient vehicle, what are my options?

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