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Baby Boomers - A Healthcare Crisis Nears
Baby boomers are quickly approaching retirement age, and as they do, there are a number of concerns that need to be addressed, particularly in the area of healthcare. What does this mean for future healthcare professionals?
Baby Boomers are people who were born between 1946 and 1964. During this period of time the United States of America saw an explosion in birthrates that had never been seen before and nothing like it has been seen since. Today, baby boomers make up approximately 28% of the total United States of America population.
With this group of people occupying such a large
segment of the population, it is predicted that there will be
a major financial strain on the healthcare industry as a
whole, as baby boomers reach retirement age. There are many
reasons why the healthcare industry will face problems as
baby boomers begin to retire and begin to need long-term care
Baby Boomers Are The Nurses
Go to any healthcare facility today and look around at the nurses who are working there. One thing will become abundantly clear to you; the vast majority of nurses working in healthcare are in fact baby boomers themselves. We have heard for the past few years about nursing shortages and predictions that these nursing shortages will only get worse.
There are many reasons why the United States of America
currently faces nursing shortages. Traditionally, nursing has
been a career dominated by women. Women have made great
strides in efforts to gain equality over the past few
decades; much of this progress is attributed to women who are
from the baby boomer generation. With these strides in
equality, women have realized that they have many more career
choices other than being a nurse, a schoolteacher, or a
homemaker. Today women are running the largest corporations
in America, making great salaries, and receiving high levels
A Two-Fold Problem
As baby boomers retire a two-fold problem is created. First, there will be even fewer nurses, because baby boomers make up such a large part of the current nursing workforce. The second part of the problem is that as baby boomers, 28% of our population, retire they will require more healthcare as a part of the aging process.
As you can see, there are some serious healthcare problems that need to be addressed. Leaders in the healthcare industry have been working extremely hard in trying to find a solution. Sadly their efforts are only making minimal impacts in increasing the nursing workforce.
Healthcare companies have tried everything from raising salaries to offering outrageous sign on bonuses. Money does not seem to be the key to get people interested in nursing. Survey a group of nurses and most will not complain about their salary. What they will complain about is the day-to-day workloads that they face. Nurses are overworked and carry larger and larger patient loads as a result of shortages.
Combine this with the fact that nurses, who typically
get into healthcare to provide direct patient care, are being
forced to do more administrative type tasks. Some of these
tasks include excessive charting to meet requirements set
forth by Medicare and insurance companies, and trying to get
patients care certified, or paid for, by insurance companies.
Most nurses did not become nurses to sit behind a computer
and to talk on the phone for hours.
How This Will Affect Baby Boomers?
Advancements in medical technology and science means that people are living longer. This does not always mean that there is a high quality of life for those that are living longer though. Many of these people who would have died from a medical condition two decades ago can now live for a long time to come. These people often require a great deal of long-term care, whether it is at home or in a long-term care facility.
Those receiving long-term care at home require nurses to help them with their day-to-day tasks. The following is a quote taken directly from the Medicare website (http://www.medicare.gov/LongTermCare/Static/Home.asp)
"Generally, Medicare doesn't pay for long-term care. Medicare pays only for medically necessary skilled nursing facility or home health care. However, you must meet certain conditions for Medicare to pay for these types of care. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Medicare doesn't pay for this type of care called "custodial care". Custodial care (non-skilled care) is care that helps you with activities of daily living. It may also include care that most people do for themselves, for example, diabetes monitoring."
There is also a great deal of talk about whether or not
Medicare will even be around in the coming decades. Consider
the fact that 28% of the population will no longer be
contributing to Medicare via taxes, while at the same time
that 28% will be using more of the resources.
Is It All Really That Bleak?
Yes and no. It is true that there are no easy solutions in the foreseeable future to help deal with the nursing shortage, while the need for nurses will increase dramatically. It is also true that the economics of supply and demand will create a situation where healthcare will become even more expensive, while healthcare providers continue to raise salaries in hopes of attracting nurses.
So where is the good news you ask? The good news is that nurse recruitments are showing "some" success. Young people are showing a renewed interest in nursing, due in large part to huge marketing campaigns put out by nursing schools and healthcare organizations. The flip side of this is that these young people are going for the high level nursing degrees such as Registered Nurse ( R.N.) and Nurse Practitioners (N.P.), but the lower level (lower paying) jobs such as Certified Nursing Assistants (C.N.A.'s) and Certified Medical Assistants (C.M.A.'s) remain understaffed. These are the ones usually providing direct care while the RN's and Licensed Practical Nurses ( L.P.N.'s) are meeting accreditation requirements by doing all of the charting and talking to insurance companies.
The other good news is that insurance companies are planning ahead and offering long-term care insurance plans that will allow you or your loved ones the ability to be able to pay nurses for long-term care services. Many baby boomers are taking their future into their own hands by taking out these long-term care insurance policies.
Finally, leaders in government and the healthcare industry are working diligently to address what is a predictable issue. Since these are predictable events, they can be planned for as much as possible.
Heath Atchison writes on topics related to long term healthcare and healthcare in general. He holds a Masters in Health Services Administration and has worked for over 10 years in the healthcare industry. You can read more of his articles on Long Term Care statistics and how to plan for LTC at his long term care insurance site where he discusses the latest news and issues affecting the industry.
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